SubscriberWise®, the nation's first issuing consumer reporting agency
for the communications industry, announced and reiterated its intention
to be among the earliest adopters of the new scoring technology from
Following comments from the National Consumer Law Center's Chi Chi Wu
(Wu said she is hopeful that creditors will adopt the new FICO score),
David Howe, president of SubscriberWise, has directly notified FICO and
its data provider TransUnion that the company plans to be among the very
earliest adopters of FICO Score 9.
According to an earlier announcement, SubscriberWise's extraordinary
effort to implement immediately is based largely on FICO's news that the
advanced technology will offer a more nuanced way to assess consumer
collection information, bypassing paid collection agency accounts and
offering a sophisticated treatment differentiating medical from
non-medical collection agency accounts.
SubscriberWise members generate hundreds of thousands of federally
compliant consumer credit reports and FICO scores every year.
About SubscriberWise (www.subscriberwise.com)
SubscriberWise founder and president David Howe is a consultant and
credit manager for MCTV (http://www.mctvohio.com).
During his 18-year career at MCTV, Howe has reviewed more than 50,000
credit submissions. His interest in credit began in 1986 while a 17-year
old student in high school. Howe is the only known individual - living
or deceased - to have obtained both a perfect FICO 850 and a perfect
Vantage 990 score. Howe has obtained FICO Professional Certification and
is also the first and only citizen of the world to describe and report
the details of the perfect FICO score. Howe produced and published two
videos on the subject of perfect credit: https://www.youtube.com/watch?v=8XhfoIRY6NI
The first general-purpose FICO scores were debuted nearly a quarter
SubscriberWise contributions to the communications industry are today
measured in the multiple tens of millions of dollars annually.
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