During the third week in May, XINSURANCE will join other organizations
to call attention to the problem of dog bites, one of the nation's most
commonly reported public health problems. One repercussion that is
rarely discussed is the cost to dog owners who have no liability
insurance or who discover too late that their homeowners policy does not
cover the incident.
Every year, dogs bite humans a staggering 4.5 million times in the U.S.
About 20% of those incidents require medical attention, and children are
the most frequent victims. According to the Insurance Information
Institute, dog bite claims for U.S. insurers are also on the rise,
climbing 5.5 percent last year to 17,359, breaking the record from 2003.
Pets are more of a liability than most dog owners realize, at least
until it's too late. Many owners only find out after an incident that
their specific breed is excluded from their homeowners policy. Insurance
companies have been adding more limitations in the past few years with
cutting coverage for certain breeds or in some cases cutting it
"Even if you do everything right to prevent your dog from being in a
situation where they could bite, it can still happen," said Rick
Lindsey, President f XINSURANCE, a company specializing in liability
insurance including dog liability coverage. "It's important for dog
owners to be prepared and have all the information they need to handle
such an event."
With increasingly strict state and local regulations being enforced
across the country, animal liability and dog bite insurance coverage are
things that every dog owner should consider. Without it, a serious dog
attack can create medical bills and compensation worth hundreds of
thousands of dollars in costs to the pet owner.
During National Bite Prevention Week, XINSURANCE will be posting helpful
dog-bite prevention tips, statistics and other information on social
media. XINSURANCE representative, Logan Fitzgerald, will also be
attending Animal Care Expo in Daytona Beach, Florida that week and will
be available for interviews and to answer media questions on these
With an estimation of 1 dog for every 4.5 people in the U.S., there's
never been a more crucial time to take steps to prevent dog bites and to
be prepared in the event the unexpected happens. For more information on
dog bite prevention and liability issues, visit XINSURANCE.com
or follow us on facebook.com/XINSURANCE.
XINSURANCE was founded on the belief that no one should ever have to
fear being without protection. By providing individuals with access to
custom personal liability insurance policies that cover gaps in your
traditional insurance coverage, XINSURANCE helps minimize exposure and
maximize peace of mind. Visit www.xinsurance.com
for more information.
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