The ACE Group today announced the release of a second environmental
advisory entitled, "Legionella: Minimizing the Risk during
Construction." The advisory discusses the potential risks of pollutants,
specifically legionella pneumophila ("Legionella"), which
contractors may encounter during renovation or construction projects
that involve heating and cooling systems or any water-containing source.
The advisory examines opportunities to help mitigate the risks of
Legionella and describes how contractors can meet higher standards of
care and take a proactive approach to risk management in order to help
minimize the potentially harmful effects of pollutants during
"Emerging environmental risks are challenging contractors and often
impacting their projects," said William P. Hazelton, Executive Vice
President, ACE Environmental Risk. "ACE's Environmental Risk Practice
understands these risks and has developed this advisory to provide
useful information that can help contractors be better prepared when
undertaking a construction project."
The ACE Environmental Advisory was co-authored by Diana Eichfeld,
Assistant Vice President, ACE Environmental Risk, Gerry Rojewski, Vice
President and North America Product Line Manager for the ACE
Environmental Contractor Program and Frank Westfall, Vice President,
ESIS Health, Safety and Environmental Services. The advisory represents
the second in a series of papers designed to provide useful information
on current industry topics faced by risk managers.
The advisory explains how contractors may face Legionella risk factors
stemming from new, old or partially completed construction projects.
"Contractors can help avoid pollutant challenges during construction or
renovation projects by starting with a proactive risk management
strategy," said Mr. Westfall. "Failure to take the appropriate
precautionary measures or create a thorough risk management strategy
when dealing with risks like Legionella can jeopardize the health of
workers, tenants and others at a construction site leading to potential
litigatio, decontamination and restoration costs."
In conjunction with a proactive risk management plan, the advisory
references several expert resources that contractors can look to for
guidance. According to Ms. Eichfeld, "the new proposed American Society
of Heating, Refrigerating and Air-Conditioning Engineers (ASHRAE)
standard can offer contractors specific guidance on how to prevent the
spread of Legionella."
The advisory also discusses insurance considerations for contractors.
"Contractors should consider a pollution liability insurance program
that covers Legionella as well as other environmental pollutants when
putting together a proactive risk management strategy for a particular
project," said Mr. Rojewski. "It's important for contractors to purchase
a policy that can be tailored to suit their needs."
To access the report, please visit
our website. The material presented in this report is not intended
to provide legal or other expert advice. It is presented as
informational only. Readers should consult legal counsel or other
technical experts, as applicable, with any specific questions they may
ACE Environmental Risk, an ACE USA business unit and part of the ACE
Group, offers a full range of environmental liability solutions designed
to minimize bottom-line impacts, and provide hands-on management for
those liabilities. For more information about ACE Environmental Risk and
its range of products and services, please visit
our website. Organized in 1953, ESIS®, Inc. (ESIS)
provides customized risk management services. ESIS is part of the ACE
Group, which is rated A+ (Superior) by A.M. Best Company and AA- (Very
Strong) by Standard & Poor's. For more information, please visit www.esis.com.
Insurance is provided by insurance companies within the ACE Group. All
products may not be available in all jurisdictions. The product
information above is a summary only. The insurance policy actually
issued contains the terms and limits of the contract.
ACE USA is the U.S.-based retail operating division of the ACE Group,
headed by ACE Limited (NYSE: ACE), and is rated A+ (Superior) by A.M.
Best Company and A+ (Strong) by Standard & Poor's. ACE USA, through its
underwriting companies, provides insurance products and services
throughout the U.S. Additional information on ACE USA and its products
and services can be found at www.acegroup.com/us.
The ACE Group is one of the world's largest multiline property and
casualty insurers. With operations in 53 countries, ACE provides
commercial and personal property and casualty insurance, personal
accident supplemental health insurance, reinsurance, and life insurance
to a diverse group of clients. ACE Limited, the parent company of the
ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a
component of the S&P 500 index. Additional information can be found at: www.acegroup.com.
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